Genuine Long-term Investment Vehicles with Exceptionally Higher Returns than any Industry Benchmark.
Social Security is Collapsing. Pensions are outdated. Here is your Plan B!
“I am truly glad i can earn passive income in my 60s.”
From Manila to Mombasa.
... this is retirement for everyone.
We sparked a movement with one radical idea: that retirement security should be universal, not exclusive. Today, we’re accelerating our crusade to dismantle the barriers preventing hardworking people from achieving post-career pros
Pension systems have failed to deliver to match real-world challenges. So we built PlanClan. Your retirement paycheck shouldn’t have an expiration date. PlanClan is an advanced investment vehicle designed to maximize returns through the strategic application of compound interest. This isn’t a pension. It’s a revolution. Your parents had pensions. You’ve got PlanClan.
PLAN-B
- 1323% ROI Since Inception
- Starting at $250
LIFECODE
- 1820% since Inception
- Starting at $800
EVERGREEN
- 1534% Since Inception
- Price per share $120
*All funds operate on a compounding return on investment (ROI). The Funds’ Factsheet and prospectus contain this and other information about the funds .
Golda Break Fund
- Compounding ROI
- 15 Years
- Min deposit $250
Stellar Growth Bond
- Compounding ROI
- 15 Years
- Min deposit $2800
Absolute Return Fund
- Compounding ROI
- 15 Years
- Min deposit $8000
"Create income that never stops - for you or your loved ones. Plan-B is designed to pay for generations. See how it works in 2 minutes."
Social security programs are struggling. And most people aren’t saving enough for the future. A study from BlackRock found that for every $1 you’ll need in retirement, the average person has saved just $0.09. That’s scary.
This is why PlanClan was created. Whether you’re a salaried employee, a freelancer, an entrepreneur, or an informal worker, PlanClan helps you build a solid, smart, and sustainable retirement portfolio — no matter where you live or how you earn.
This is the plan your parents wished they had. Watch a quick 2-minute video to see how simple it is to leave a lasting financial impact.
They built for themselves. We build for legacy.
Create your retirement paycheck
Exceptionally Higher Returns
By targeting net annualized returns of 7–9 % (versus the industry average of 5–6 %), PlanClan seeks to outpace inflation and deliver superior real returns. Incorporating digital assets like Bitcoin—a historically high Sharpe ratio asset—enhances performance potential.
Robust Risk Management
Our risk-parity methodology allocates capital so that each asset’s volatility contribution is equalized, reducing concentration risk. Continuous stress testing across interest rate, equity drawdown, and inflation shock scenarios ensures portfolio resilience
Retirement Income
Through our Plan B program, members receive a guaranteed payout equivalent to at least 18.4% of the plan’s market value annually, adjusted for market performance. Should PlanClan’s portfolio exceed actuarial requirements, excess gains are distributed as bonus top-ups, enhancing income levels over time.
Retirement Growth Comparison
See how PlanClan outperforms traditional options over time
PlanClan
Traditional
Advantage
Disclaimer: This projection assumes PlanClan's historical average returns and traditional options returning 11% annually. Returns are not guaranteed. Withdrawals before Year 8 are subject to penalties. Past performance is not indicative of future results.
Core Advantage
“The average 65-year-old has just $94k in retirement savings—enough to generate $400/month. PlanClan member average $2,100/month.”
— Dr. Evelyn Reed, Chief Actuarial Officer, PlanClan
Performance That Speaks
PlanClan’s 2020-2023 portfolio delivered an average of 28.2% returns with 19% less volatility than Industry Target Retirement Funds.”*
— 2024 Retirement Benchmark Report
| Metric | Traditional Options | PlanClan |
|---|---|---|
| Average Return Range | 4% - 11% | 21% - 38% |
| Real Growth After Inflation | 1% - 3% | 10% - 30%+ |
| Doubling Time | 12 - 18 years | 2.5 - 5 years |
| Inflation Resistance | Weak | High |
| Feature | Banks & Savings | Pensions | Social Security | PlanClan |
|---|---|---|---|---|
| Growth Potential | 0.5% - 2% | 3% - 5% | Falling apart | 5% - 15%+ |
| Accessibility | Anyone | Some employees | Everyone (shrinking) | Everyone incl. gig workers |
| Control | Slow growth | Locked | Government | You own it, always |
| Collapse Risk | Low | High | Very High | Your money. Your control. |
| Feature | Traditional Pension | 401(k)/403(b) | PlanClan |
|---|---|---|---|
| Annual Returns | 2% - 4% | 4% - 6% | 21% - 38% |
| Employer Dependency | Required | Required | Independent |
| Contribution Flexibility | Fixed % | Limited | Unlimited |
| Investment Control | None | Limited | Full Control |
| Portability | Job-Locked | Complex Transfer | Fully Portable |
| International Access | Restricted | US Only | Global |
| Legacy Planning | Rare | Unclear | Fully Inheritable |
| Tax Optimization | Static | Deferred | Advanced Dynamic Strategies |
Sign up
Tell us a bit about your income, current savings, goals, age, family, and lifestyle. We keep it simple but insightful. Follow the instructions to set up your account in just 2 minutes. If you already have an account, simply log in
Choose a a Blueprint
Log in to your account dashboard. Receive a personalized, data-driven plan that includes projected needs, funding gaps, and asset mix recommendations based on your situation.
Track Progress
Choose how much and how often to contribute. Get alerts, growth projections, milestones, and rebalancing suggestions. You're in full control — we’re just your guide.
Stability, Expertise, Tax Neutrality
Funds are managed from the Cayman Islands, a globally recognized financial center known for its stability and transparency. Benefit from tax neutrality and the strong reputation of the Cayman Islands for asset management
The New Paradigm of Investing
Social security is fading. Your employer’s pension may not be enough. PlanClan helps you take control with smarter, higher-yielding investment plans designed to build a retirement that feels like a promotion.
PlanClan was built for the people the system forgot.
Get paid for the rest of your life—with better returns than any pensions system. PlanClan integrates strategic Bitcoin allocation based on rigorous risk-parity frameworks. Our analysis of Bitcoin's Sharpe ratio (risk-adjusted returns) over rolling 4-year periods shows consistent outperformance of traditional safe-haven assets.
Performance
Annual Returns (%)
| Year | PlanClan | S&P 500 | MSCI World | Bloomberg Agg | Bitcoin | Relative Value |
|---|
Portfolio Characteristics
Asset Allocation
Key Statistics
Asset Class Performance (YTD)
Benchmark Comparison
Correlation Analysis (3-Year Trailing)
Risk Analysis
Important Disclosures
Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. Returns shown are net of management fees and other fund expenses.
The PlanClan Global Alpha Strategy is a concentrated, high-conviction portfolio that employs dynamic hedging strategies. Digital Asset Arbitrage involves cryptocurrency trading which may be subject to increased volatility. Commodity CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
This material is provided for informational purposes only and does not constitute investment advice. The investment strategy and themes discussed herein may not be suitable for all investors.
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Imagine looking your kids in the eyes and saying, ‘Don’t worry about me. I’ve got a Plan B.’
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“Revolutionizing Retirement: Your Parents Had Pensions. You've Got PlanClan.”
The failure of conventional pension systems to adapt to real-world challenges compelled us to innovate. These systems, designed for a different economic era, simply cannot deliver the robust, sustainable income streams required in the 21st century. The landscape of employment has changed irrevocably – marked by increased job mobility, the rise of the gig economy, and more diversified career paths. Traditional pensions, often tied to a single, long-term employer, fail to accommodate these modern realities, leaving individuals vulnerable when they change jobs or enter non-traditional employment.
PlanClan emerged from this critical void. We engineered an advanced investment vehicle, meticulously designed to transcend the limitations of outdated models. This isn’t a pension; it’s a revolution in how you plan for and experience retirement. It’s a new paradigm built for your generation’s unique needs and aspirations.
What is PlanClan?
- An Advanced Investment Vehicle: We are designed to maximize returns through the strategic application of compound interest, coupled with innovative asset allocation strategies.
- Your Personal Plan B: In a world where Social Security is under strain and pensions are outdated, PlanClan offers a resilient, future-proof alternative.
- Intergenerational Wealth Creation: Our core mission is to create income that truly never stops – for you and for generations of your loved ones. Our “Plan-B” mechanism is strategically engineered to pay for generations, offering an unprecedented level of financial continuity and legacy building.
- Better Returns, For Life: Get paid for the rest of your life—with better returns than any pension system. We challenge the status quo, delivering performance that consistently outperforms.
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Skip the paperwork. PlanClan makes retirement saving easy for workers without employer plans. Set it up once, watch it grow forever
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