Social security is collapsing. Pensions are outdated. Here is your Plan-B.
PLAN-b is here!
A fundamentally different approach to retirement security
The old playbook is obsolete. The retitement crisis wont solve itself. Government programs wont save you. Corporate benefits wont provide the needed security. But you can save yourself
Smart retirement
of Americans live paycheck to paycheck
high-yield investments
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global access
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In a world of technology, people make the
difference
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Doing business with us just adds up
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Return Differential
Why PlanClan Beats Traditional Retirement Plans
| Feature | Banks & Savings | PlanClan |
|---|---|---|
| Growth Potential | 0.5% – 2% (Loses to inflation) | 5% – 15%+ (Real growth) |
| Who Can Use It? | Anyone (But weak returns) | Everyone—salaried, self-employed, gig workers |
| Control | You own it (But grows too slow) | You own it, always |
| Risk of Collapse? | Low (But no real growth) | Your money, your control |
| Access | Restricted, slow | Instant, borderless |
$77.3
The worldwide retirement savings shortfall is projected to reach $47 trillion by 2050 – equivalent to the combined GDP of the US, China, and Japan (World Economic Forum)
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Empowering the internet
generation
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We value our partners
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Security, Simplicity, and Strength
..All You Need
Your future deserves more than guesswork. Banks give you savings accounts. Governments make promises. Pensions give you problems. PlanClan gives you a portfolio. One you own. One you control. One that’s built for your future—not someone else’s.
Not a Bank. Not a Government Scheme. Something Better.
…This is Your Lifeline
We are something different — we are an alternative portfolio builder that empowers everyone worldwide to take control of their financial future by building a genuine personal retirement portfolio without relying on the broken pension system
Self-Directed Investment
For sophisticated investors who prefer hands-on management, PlanClan’s self-directed platform provides institutional-grade tools with complete transparency and control. Our advanced analytics dashboard offers real-time portfolio performance tracking, risk metrics, and rebalancing recommendations based on quantitative models.
A Better Way
No matter where you stand in your career, it’s never too early or too late to start investing. Whether you’re just starting out or nearing retirement, the right investment strategy ensures you won’t have to compromise on your dreams or security when the time comes No employer needed—you control your own retirement. No paperwork hassles—sign up in minutes, no complicated forms.
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Why Traditional Systems Fail
The pension system was designed for a different economic era—one characterized by lifelong employment, predictable inflation, and demographic pyramids that no longer exist. Today's reality includes gig economy employment, volatile markets, extended lifespans, and declining birth rates that fundamentally undermine traditional pension mathematics.
Social Security operates as a pay-as-you-go system where current workers fund current retirees. With birth rates declining and lifespans extending, this model faces inevitable mathematical collapse. The trustee reports project complete reserve depletion by 2034, triggering automatic benefit cuts of approximately 20%.
Corporate pensions have largely disappeared because they represent massive unfunded liabilities that destroy shareholder value. Companies realized they could transfer retirement risk to employees through 401(k) plans while simultaneously reducing their long-term financial obligations.
PlanClan eliminates these systemic vulnerabilities. Your portfolio isn't dependent on government solvency, corporate promises, or demographic trends. It's backed by real assets generating real returns in real markets worldwid
About Us
The retirement crisis won't solve itself. Government programs won't save you. Corporate benefits won't provide security.
But you can save yourself
Our Team
We are not a bank. We are not a pension fund. We are not government-backed. We are something different — we are an alternative portfolio builder that empowers everyone worldwide to take control of their financial future by building a genuine personal retirement portfolio without relying on the broken pension system
Don’t be shy
Don’t Hesitate to contact me for any kind of information